As we age, comprehensive and affordable healthcare services become increasingly important. Not only can the right health insurance coverage offer better quality care for seniors, but it can also reduce their medical costs in the event that they have a sudden injury or illness.
In weighing your options, you should consider the benefits of choosing a Medicare Advantage Plan doctor as your primary care physician (PCP). For one thing, Medicare Advantage plans offer more value than traditional Medicare. The right plan can provide you with more coverage for additional services, such as dental, vision, and prescription drugs, while at the same time saving you a great deal of money.
Let’s take a closer look at how seeing a doctor who accepts a Medicare Advantage Plan can maximize your access to top-quality healthcare.
Medicare Advantage vs. Traditional Medicare
Whereas traditional Medicare includes Medicare Part A (inpatient) and Part B (outpatient) coverage, Medicare Advantage plans include Part A, Part B, and Medicare Part C.
Medicare Part A includes:
- Hospital stays in a semi-private room for up to 60 days
- Nursing services
- Intensive care services
- Lab tests and X-rays while hospitalized
- Surgery and recovery costs
- Rehabilitation and therapy services
- Part-time home nursing care
Medicare Part B includes:
- Doctor visits
- Vaccinations and flu shots
- Health screenings and medical tests
- Medical supplies
- Ambulance services
- Preventive healthcare programs
Medicare Part C includes everything that Parts A and Part B cover, plus additional coverage for such things as:
- Dental care, including routine checkups and exams, cleanings, dentures, and coverage for procedures like root canals and crowns.
- Hearing care, including testing and medically required hearing aids.
- Vision care, which includes eye exams, glasses, and contacts.
- Wellness and fitness, including access to gym memberships, coaching, and senior fitness programs like SilverSneakers®.
Plus, Medicare Advantage prescription drug (MAPD) plans combine Medicare Part C and Medicare Part D to provide prescription drug coverage.
By having a Medicare Advantage Plan doctor, you have access to additional coverage while paying a low or zero-dollar monthly premium payment. You also have a financial safety net, as Medicare Advantage plans set an annual out-of-the-pocket limit. Once you reach your designated limit, your plan covers 100 percent of your Medicare coverage costs for the remainder of the year.
In addition, your Medicare Advantage Plan doctor can provide easy referrals to specialists, and you are covered if you need urgent or emergency medical care nationwide if you are away from home.
If your Medicare Advantage Plan PCP is one of the board-certified doctors at Palm Medical Centers, you’ll also have access to comprehensive care coordination, which means all your care will be under one umbrella, avoiding overlapping tests and procedures and improving your health outcomes.
Doctors Medicare Advantage Plan in Miami, Florida
At Palm Medical Centers, our goal is to provide the highest quality senior care. As such, our board-certified physicians work with most Medicare health plans to make excellent health care accessible to you or your loved ones.
To learn more about Medicare Advantage Plans or to schedule an appointment, please contact Palm Medical Centers today at (833)500-PALM (7256) or send us a message now. We now have 32 clinics conveniently located throughout Central and South Florida, so there’s bound to be a Palm Medical Centers location within three miles of your home. We look forward to seeing you soon.